Should my business bank account be owned by my trust?

Usually, a business operating account should stay with the business, not be retitled into your personal trust.

But your ownership interest in the business may need to be coordinated with your trust. There is a difference between the business owning its own account and you owning an interest in the business.

This is why we review the LLC documents and account structure before making changes.

*Reviewed by Estate Planning Attorney Casey Connealy, Partner at Gaughan & Connealy Estate Planning Attorneys on June 23, 2026.